Funeral Considerations

Things to Consider When Planning a Funeral


Dealing with death is a difficult period for anyone. You will experience a myriad of emotions which can leave you confused. More so, when you are the one to make arrangements for the funeral.

For many people, this is a huge responsibility, especially if the departed didn’t leave any instructions regarding their burial. With patience, you can put together a memorable funeral service for the departed person.

  1. Choose a funeral provider

Making funeral arrangements can be overwhelming. One of the first thing to do is choose a funeral provider to organise the service – you can get help with funeral plans at and more. The advantage of this is the relief of not having to do everything on your own. It might cost more, but most providers have a bundle package (casket, presentation, venue, announcement, death certificate and so on), which is usually cheaper than when you do so separately by yourself.

Some factors to help you choose a provider are:

  • Proximity
  • Cost
  • Reputation and experience
  • Recommendation from family or friends

Ask the funeral provider for an itemised list of each of the services offered and how much they cost. You should also find out if they have any packages to save cost.

  1. Supply the funeral director with information of the deceased

After choosing a suitable provider, give the funeral director information about the deceased. This will enable them make preparation and obtain necessary permits including putting together a memorable tribute and getting a death certificate. Some information you can provide are:

  • The deceased’s full name
  • The place of birth, and place of death
  • The deceased’s next of kin
  • Contact information, your relationship


  1. Decide what type of funeral you want

This will depend on the budget, if you are planning your funeral, choose whatever plan is most suitable for you. If you are making arrangements for someone else, check their will for any funeral provisions. You can ask the spouse if it’s not specified in the Will.

There are 3 major types of funeral, depending on cost and simplicity of the occasion.

  • Traditional: there’s often a viewing/visitation, formal service, interment or cremation.
  • Direct burial: Skips the viewing and service, and goes straight to interment
  • Direct cremation: The body isn’t embalmed, and is usually cremated immediately after death.


  1. Arrangement for payments


The final cost of the funeral will depend the simplicity or extravagance of the funeral. The following could reduce the cost of your funeral:

  • Shop around and make a good comparison
  • Ask close family members and friends
  • Create an online memorial where family and friends can donate towards the funeral
  • Pick a cheaper time of the day for cremation (early morning or weekday slots are usually cheaper)
  • Type of coffin; you could select a less expensive coffin

There are different ways to pay for a funeral:


  1. You can pay with a pre-paid funeral plan, wherby payments are taken in monthly instalments (the plan can be stretched across a period of years)
  2. Paying with the deceased’s bank account
  3. Take advantage of Government benefits (you have 3 months from the funeral date to make a claim)

Finally, ensure that you acquire a death certificate. This will help you finalise the deceased’s affairs including closing bank accounts, credit cards, cancelling subscriptions and so on.